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Showing posts from April, 2025

Dalal Street Week Ahead - The AdWiser

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Dalal Street Week Ahead Updated to Financial Year 2025-26 - Quarter 1 - April - Week # 3 Top 10 Market Movers: Q4 Earnings, Inflation Print, ECB Meet, China GDP, Tariff Trends & More Market Outlook: April Week 3 – Holiday-Shortened, Cautious, and Data-Heavy Indian equities are set to begin a  holiday-shortened week  on a cautious note, as investors weigh a  subdued start to the Q4 earnings season , escalating  US-China trade tensions , and a slate of key  macro data releases . The benchmark indices ended the previous truncated week (April 8–11) on a  moderately negative note , marked by volatility. The Nifty 50 declined  76 points  to close at  22,829 , while the BSE Sensex dropped  207 points  to settle at  75,157 . Despite the losses, markets recouped  nearly 1,100 points  from Monday’s lows, supported by a recovery in global sentiment. The week began with a sharp sell-off triggered by the  imposition of st...

6 Financially Smart Ways to Start 2025-26

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Key Takeaways Revisiting your finances at the beginning of the year can allow you to establish a clear plan and meet your long-term financial goals.    Useful strategies include reviewing your budget, checking on your emergency fund and consolidating debt. It can be helpful to check whether you’re tracking toward other goals, such as saving for retirement. The new year can also be a good time to update your estate and insurance plans.  Revisiting your finances at the start of a new year may not seem as exciting as making other resolutions, such as exercising more, eating healthier or taking steps to reduce stress in your life, but your financial wellness is often closely connected to your physical and mental health.   The good news: Improving your financial wellbeing might be easier than you think. Here are six simple steps you can take to hel...

5 Steps to Create a Budget

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Your everyday spending can affect your longer-term goals. Follow these five steps to spend smartly now—so you can reach your goals later. While following a budget might seem limiting, when used as a guide, a budget can empower you to take control of your financial life. Having a good understanding of your monthly saving and spending habits helps you make smart financial decisions that can position you for success in the long run and reduce your money-related stress. Creating a budget may sound simple, but a flawed financial map can leave you struggling to reach your goals. Sometimes the collective everyday spending decisions you make have a material impact on your longer-term goals. Fortunately, a combination of tried-and-true practices and modern tools can help you find your way. And even if you’re already good about budgeting, it can be helpful to periodically revisit your plan and adjust it to reflect your current situation. Here are five steps that will help you avoid ...

5 Steps to Creating an Emergency Fund

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Key Takeaways An emergency fund is essential to help cover unexpected expenses and avoid unplanned debt. Your emergency fund should be separate from your day-to-day cash and should be easily accessible. Starting small and setting up automatic transfers from your paycheck can help in building an emergency fund. Whether it’s a car breakdown or a leaky roof, unexpected events can quickly take a financial toll. Keeping a reserve of cash on hand in case of an emergency can be useful. However, many people find it challenging to prioritize emergency savings. A 2024 survey found that only 44% of  Indians could cover a 100,000 emergency from their savings. Furthermore, 63% of r...